:root {
  --teal: #0f766e;
  --teal-dark: #0b5a54;
  --navy: #0f2a3d;
  --bg: #f7fafa;
  --card: #ffffff;
  --border: #e2e8e8;
  --text: #1f2d2d;
  --muted: #5b6b6b;
  --warn-bg: #fff8e6;
  --warn-border: #f0c94a;
}

* { box-sizing: border-box; }
body {
  margin: 0;
  font-family: -apple-system, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  color: var(--text);
  background: var(--bg);
  line-height: 1.6;
}

.for-sale-banner {
  background: var(--navy);
  color: #fff;
  text-align: center;
  font-size: 0.85rem;
  padding: 6px 10px;
}
.for-sale-banner a { color: #ffd166; }

.site-header { background: var(--card); border-bottom: 1px solid var(--border); }
.header-inner {
  max-width: 1000px; margin: 0 auto; padding: 14px 20px;
  display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap;
}
.logo { font-weight: 700; font-size: 1.2rem; color: var(--teal-dark); text-decoration: none; }
.nav-links { list-style: none; display: flex; gap: 20px; margin: 0; padding: 0; flex-wrap: wrap; }
.nav-links a { text-decoration: none; color: var(--text); font-size: 0.95rem; }
.nav-links a.active, .nav-links a:hover { color: var(--teal-dark); font-weight: 600; }

.social-share {
  max-width: 1000px; margin: 0 auto; padding: 4px 20px 10px;
  display: flex; align-items: center; gap: 10px; font-size: 0.85rem; color: var(--muted);
}
.social-share a {
  display: inline-flex; align-items: center; justify-content: center;
  width: 28px; height: 28px; border-radius: 50%; background: var(--teal);
  color: #fff; text-decoration: none; font-size: 0.8rem; font-weight: 700;
}
.social-share a:hover { background: var(--teal-dark); }

.bookmark-bar { background: var(--warn-bg); border-top: 1px solid var(--warn-border); border-bottom: 1px solid var(--warn-border); text-align: center; padding: 6px; }
.bookmark-bar a { color: var(--teal-dark); font-weight: 600; text-decoration: none; }

main { max-width: 900px; margin: 0 auto; padding: 30px 20px 60px; }

.hero { text-align: center; margin-bottom: 30px; }
.hero h1 { font-size: 1.9rem; color: var(--navy); margin-bottom: 12px; }
.hero-stat, .hero-substat { color: var(--muted); font-size: 1.02rem; max-width: 720px; margin: 8px auto; }

.calculator-section { background: var(--card); border: 1px solid var(--border); border-radius: 10px; padding: 24px; margin-bottom: 30px; }
.calc-form .form-row { margin-bottom: 16px; }
.calc-form label { display: block; font-weight: 600; margin-bottom: 6px; font-size: 0.95rem; }
.calc-form fieldset { border: none; padding: 0; }
.calc-form fieldset label { font-weight: 400; margin-bottom: 8px; }
.calc-form input[type="date"] { padding: 8px; border: 1px solid var(--border); border-radius: 6px; width: 100%; max-width: 260px; }
.calc-form input[type="checkbox"] { margin-right: 8px; }
.calc-form button {
  background: var(--teal); color: #fff; border: none; padding: 12px 22px;
  border-radius: 8px; font-size: 1rem; font-weight: 600; cursor: pointer;
}
.calc-form button:hover { background: var(--teal-dark); }

.results-panel { margin-top: 24px; border-top: 2px solid var(--border); padding-top: 20px; }
.options-table { width: 100%; border-collapse: collapse; margin-bottom: 16px; font-size: 0.92rem; }
.options-table th, .options-table td { border: 1px solid var(--border); padding: 8px 10px; text-align: left; }
.options-table th { background: #eef5f4; }
.disclaimer-inline { background: var(--warn-bg); border: 1px solid var(--warn-border); border-radius: 8px; padding: 12px 14px; font-size: 0.9rem; }

.newsletter-box { background: #eef5f4; border-radius: 10px; padding: 22px; text-align: center; margin-bottom: 30px; }
.newsletter-form { display: flex; gap: 10px; justify-content: center; flex-wrap: wrap; margin: 14px 0 6px; }
.newsletter-form input { padding: 10px; border-radius: 6px; border: 1px solid var(--border); min-width: 220px; }
.newsletter-form button { background: var(--teal-dark); color: #fff; border: none; padding: 10px 18px; border-radius: 6px; font-weight: 600; cursor: pointer; }
.fine-print { font-size: 0.78rem; color: var(--muted); }

.faq-section { margin-bottom: 30px; }
.faq-item { border-bottom: 1px solid var(--border); padding: 14px 0; }
.faq-item h3 { margin: 0 0 6px; font-size: 1.05rem; color: var(--navy); }

.cta-section { text-align: center; font-size: 0.95rem; color: var(--muted); }

.content-page h1 { color: var(--navy); }
.news-cards { display: grid; gap: 16px; }
.news-card { background: var(--card); border: 1px solid var(--border); border-radius: 10px; padding: 16px; }
.news-card h3 { margin: 0 0 6px; }
.news-card .date { color: var(--muted); font-size: 0.85rem; }

.site-footer { background: var(--navy); color: #cfe0e0; margin-top: 30px; }
.footer-inner { max-width: 1000px; margin: 0 auto; padding: 24px 20px; font-size: 0.85rem; }
.footer-links { list-style: none; display: flex; gap: 16px; flex-wrap: wrap; padding: 0; margin-top: 10px; }
.footer-links a { color: #cfe0e0; text-decoration: none; }
.footer-links a:hover { text-decoration: underline; }

@media (max-width: 600px) {
  .header-inner { flex-direction: column; align-items: flex-start; gap: 10px; }
}